Terms and Conditions – Fetu First Financial Services Ltd
Fetu First Financial Services Ltd (“we”, “our”, “us”) owns and operates this website. By accessing or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. These Terms may be updated or amended at any time without prior notice, and any changes will take effect immediately upon being published on this website.
No unlawful or prohibited use of this website is permitted.
1. Website Information
The information on this website is provided for general information only. It may include non-regulated financial information and should not be considered a substitute for personalised, regulated financial advice. For advice that is fit-for-purpose and tailored to your financial goals, we recommend engaging a qualified financial adviser.
2. Disclosure
Each financial adviser operating under Fetu First Financial Services Ltd has a personal disclosure statement outlining their services, duties, fees, commissions, and dispute-resolution processes. We recommend reviewing this information before choosing to engage our services.
3. Disclaimers
We take reasonable steps to ensure the information on this website is accurate and up to date. However, we make no warranty or representation—express or implied—regarding the accuracy, reliability, completeness, or suitability of any content.
Information on this website may be:
· out of date
· incomplete
· subject to change without notice
We are under no obligation to update or correct any information once published.
We do not guarantee that:
· the website will be available at all times
· the website will operate without errors or delays
· linked external websites are accurate, secure, or reliable
Any reliance on information from this website is at your own risk. You are responsible for conducting your own due diligence.
We make no representation that this website is appropriate or lawful for use outside New Zealand. Users accessing the site from other jurisdictions do so at their own risk and are responsible for complying with local laws.
4. Liability
To the fullest extent permitted by law, Fetu First Financial Services Ltd, including its directors, advisers, contractors, and staff, disclaims all liability for any loss, damage, or consequences arising from:
· reliance on information contained on this website
· inability to access the website
· errors, omissions, or inaccuracies in the content
Nothing in these Terms affects your rights under the Consumer Guarantees Act 1993.
5. Computer Viruses
We take reasonable steps to maintain secure systems and virus protection. However, we do not guarantee that:
· the website or its server is free from viruses, malware, or harmful components
You are responsible for implementing your own virus-protection measures.
6. External Websites
This website may contain links to third-party websites. These websites are not controlled or monitored by Fetu First Financial Services Ltd. We do not:
· endorse
· recommend
· guarantee any content, products, or services on linked websites.
We accept no liability for any loss arising from your use of third-party websites.
7. Intellectual Property
All content on this website—including text, graphics, logos, and design elements—is owned by Fetu First Financial Services Ltd unless otherwise stated. You may access and download material for personal, non-commercial use only.
You may not:
· reproduce
· distribute
· modify
· display any content without prior written permission.
Third-party materials remain the property of their respective owners.
8. Website Availability
We aim to keep the website operating smoothly. However, we do not guarantee uninterrupted access. The website may be unavailable due to:
· maintenance
· technical issues
· events beyond our control
We are not liable for any loss resulting from temporary unavailability.
9. Cookies
By using this website, you consent to our use of cookies. Cookies help us:
· analyse website traffic
· improve user experience
· support marketing and analytics
Cookies may collect information such as:
· pages visited
· links clicked
· session duration
· device/browser details
You may disable cookies through your browser settings, but this may affect website functionality.
10. Jurisdiction
This website and its content are governed by New Zealand law. By accessing this website, you agree to submit to the exclusive jurisdiction of New Zealand courts.
The information on this website is intended for persons within New Zealand. We do not guarantee compliance with laws outside New Zealand.
Copyright © Fetu First Financial Services Ltd – All Rights Reserved.